Mayors credit card approval odds. 0 @603… Experian FICO 8 @582.

Mayors credit card approval odds CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. I know Capital One isn’t very friendly to people with thick credit profiles. But I will probably apply for Venture X in 6-12 months. What do you think my odds are? Should I go for it? Current cards: Active Cash (Wells Fargo) - $3,400, October 2017 Opened initially as a Cash Back College card. More on Credit Cards: The Credit. Why it’s one of the best pre-approved credit cards for bad credit: The Aspire® Cash Back Rewards Mastercard offers 1 - 3% cash back on purchases as well as an unsecured credit line of $350 +. Credit cards:-Discover It Chrome - Nov 2018 (CL $8800) Citi Double Cash - Jul 2021 (CL $3700) Chase Amazon Prime - Apr 2022 (CL $5700) My utilization is currently 30% FICO Score:- 701 Experian My main worry is my FICO score is barely 700, and my utilization is relatively high. Always paid/will pay the balance in full. I want to apply for the US Bank Cash+ card and wanted to gauge my approval odds here. Freedom flex is a good card, maybe reapply in 6-8 months and continue to have good credit card habits. Bank of America’s three secured cards are equally simple to get. Looking to get my next Credit Card (Chase Freedom Unlimited for the 2x offer). mailing address and an SSN or ITIN to get a Citibank credit card. Approval odds for the Best Buy® Credit Card will also be influenced by your annual income and existing Credit Utilization: 10% Payment history 100% New Accounts: 0/6 0/12 3/24 Currently have 1 Capital One QS Card $950 CL (they refuse to increase, one of my oldest cards). I acknowledge that I will receive a Mayors Credit Card account agreement upon approval. it will help with average age of credit in the long run. Help Needed I know Citi is strict but what are chances of the approval? I’m paying off some medical bills soon, and I thought the 80k SUB can really help. Wells Fargo College Cash Back Card: 1900 Limit, opened April 2021 Capital One SavorOne: 5500 Limit, opened December 2021 Wells Fargo Active Cash Back: 4000 Limit, opened July 2022 Authorized User on BofA Travel Rewards card: 30,000 Limit, opened 1997 (parent’s credit card) Credit Score: TransUnion: 785 Equifax: 785 FICO: 768 The dreaded day has finally come that I have to replace my Uber Visa card since the rewards are getting nerfed. PC'd in 2021. Current card: PNC Cash Rewards Card $1,000 limit, June 2020 FICO Score: 743 Oldest account age: 2 years 2 months Chase 5/24 status: 0/24 (this would be my second credit card) Income: 52,500 I'm a 20 year old junior in college. Hoping for help on citibusiness odds New cards: 0/6, 3/12, 7/24 Inquiries: 1/6, I got approved for it 2 months ago. C1 savor one approval odds? Card Recommendation Request (Template Used) current cards: discover, $500, october 2021 fico score: FICO: 759 TU: 693 EQ: 693 oldest account age: 6 months chase 5/24 status: 1/24 Thanks for the response! I thought that it was only for Chase credit cards but you’re right, it would make sense to include all. Citi Custom Cash Approval Odds I've been interested in the Citi Custom Cash card for a while now and now that my most recent card has hit 1 year I think it might be the time to apply. Bass Pro Capital One (Oldest Card) 2/22 3150 Capital One Quicksilver 5/2022 2100 Capital One Savor One 9/22 9000 Discover it 8/22 3500 Amex Blue Cash Everyday 2/23 6000 Wings Financial Credit Card 3/23 10,000 Kohls Card 3/23 1500 Target Red Card 7/23 3500 Hi everyone, first time posting here. I’ll edit the post. I was on my parents credit card as an authorized user for a few years and that card has about a $24k credit limit. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, Approval Odds for Venture X, Bilt Mastercard comments. Maybe it applies to all cards, and not just Citi? We're not worried about HPs for right now since she hasn't applied for a credit card since Nov 2020, so we might try again in a what are the odds of getting the apple card approval. Based on anyone’s previous experience, what do you think the odds of approval are for someone in my situation? Number of cards: 3 (Discover It, CFU, CFF) FICO: 778 Oldest account: 4 years, 6 months Average age of accounts: 2 years, 10 months Income: $55,000 Most of the big banks like Citi, Chase etc. 9k 03/17,CreditU $11k 10/15 * Number of personal credit cards approved for in the past 24 months: 1 * Annual income $: 125k. Current credit cards: Local Bank, Opened in 2017. I'm planning on applying for the Chase Freedom Flex next week, but as the time nears, I'm becoming increasingly doubtful that I'll be approved. Keep in mind, By the time I apply at the start of next month (Nov 2023), Experian tells me that I will have about 9 months of credit history. I’m confused why folks are saying that you have low approval odds. Current cards: BofA Cash Rewards (Nov. I am 32 with $83k yearly salary, currently utilizing 23% of my available credit line which is $13k and vantage 3. With that said, you may get approved. Any idea on approval odds or whether I should just wait it out because of the risk of getting rejected by Chase? Based in Los Angeles We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more. Shopping at Costco will save far more money than any credit card rewards, plus the Costco card gives you 4% on up to $7,000 spent on gas. See whether you’re pre-approved for cards. How these approval odds are determined, including which details are assessed, can vary between services Of the three, preapproval typically indicates the highest chances of approval. It usually means the credit card company received information from one of the three major credit I agree to be bound by the terms of the Mayors Credit Card account agreement. * Current credit cards: US Bank AltGo $1k 06/21,Discover $10. my credit score is around 680. Approval Odds for Citi Premier Card Hello everyone, I plan on applying for the Citi Premier card for the 80k point bonus soon. Chase Freedom, Opened in 2018 Credit Card History: Apple Card: 7 months (as of Feb '24) $2250 limit with 1% utilization Extra Credit Building Debit Card: 2 years with 2000 SP 0% utilization (Not Reported to Transunion) No Prior delinquencies and bankrputcies I am aware that a A subreddit for discussing credit cards. Good score, good history, different types of credit (car loan + CC), good income, and already a high limit ($12. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. I’m so confused since the Amex platinum is the holy grail of cards. Applicants will also need to be 18+ years old with a U. Here's how it works: Online Pre-Approval A subreddit for discussing credit cards. Maybe you find that most people with (say) 4 cards get approved, but people with 5 cards seem to be 50/50 and 6 cards seem to show denials. 616 FICO 9 CW vantage 3. In 2022, millennials had an average credit score of at least 670, according to Experian data. I don’t think Chase will approve you for any card before March 2023. I am wanting to know my approval odds. However, it also has an annual The card reports to all three major credit bureaus and it even gives cardholders a chance to qualify for credit limit increases or lower APRs in as little as six months. My question is: would having a savings account with AMEX help my approval odds to get accepted for a CC? Final edit: Got approved Venture X for 30k. Credit Karma recommended this card to me as “good” approval odds My Fico Experian Score is 690 Income: $60k I have 0 negative marks and all my credit cards have low utilization I have a relatively thin credit file Thank you in advance (Edit*** Approved with a $1k Limit :) On the pre-approval tool, I see QuickSilver, SavorOne, and Platinum MasterCard. And is actually the C1 QS card (originally secured). I’ve thought for awhile that I would get the Capital One SavorOne since the rewards structure is similar, but I’ve been reading various Reddit posts about how Capital One is strange with who they approve- I’ve seen multiple posts from people with 780+ scores, 0-3% We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more. A subreddit for discussing credit cards. Pre-qualification tools allow you to check if you may qualify for a credit card without hurting your credit score. Looking for an idea on approval odds for Citi custom cash. So I opened a HYSA with AMEX 12 days ago. Thanks everyone for the suggestions! I paused AZEO, got util to 20%, score dropped by 40, checked pre-approval page to confirm it had all cards (incl. I mean I know I’m only one person, but I was approved with a $10k credit limit. I was 5/24 for personal cards, but no inquiries in the last 6 months. Sole prop income $1k. FICO Score: EX: 734 EQ: 735 TU: 764 Current cards: Discover it - 01/2020 CFF - 12/2020 CSP - 08/2021 Citi In fact your first credit card often could be from your own bank. It might also offer you a few credit cards with high Citibank credit card approval odds are best for people with a good or excellent credit score, an annual income of $50,000+, and relatively little debt. as our credit card provider for Mayors. Credit card approval odds inform you of the likelihood that you’d get approved for a particular credit card. I recently applied for a Chase Sapphire Preferred and got denied even called recon and no luck, I believe the reason was short length of credit history. Affirm offers instant loan decisioning for online purchases to be paid in fixed monthly installments over 3, 6, 12, 18, 24 or 36 months. 7K) on her most recent card. As a loyal client and valued cardholder we would like to take this opportunity to invite you to apply for our new financing program where you can begin enjoying special offers and enhanced card member benefits with approved credit. 5k limit) December 2010 Local credit union card (500 limit)Aug 2019 Discover it student card (1500 limit) Nov 2019 Chase freedom (500 limit) Dec 2019 Amex Hilton Honors (6k limit) Dec 2019 Amex BBP (5k limit) June 2020 A subreddit for discussing credit cards. I think a Costco membership plus the Costco card would be a higher priority right now than CCC. Consider a store credit card Even if you have a bankruptcy, lien, or default on your credit history, you may still qualify for a secured credit card. Bank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Many banks allow you to pre-qualify, so you can shop around for the best offer. I'm hoping if I leave my stats/factors here, some of you will be able to give me a general idea about my approval odds. Your approval odds are good as long as you can make the minimum deposit and meet the bank’s other basic criteria. like to see 1 year of your own revolving credit history before approving you for a card. You can check your approval odds for a credit card by using a pre-approval tool, or by signing up for a free WalletHub account. U. Hi everyone, I was wondering if you all could give me approval odds for the Chase Freedom Unlimited before I go ahead and apply. Income 350k 1 active car loan. Should I wait and get that utilization lower? We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more. If you have poor credit or minimal credit history, you might want to prioritize cards with less strict approval requirements, even if you have to wait a few weeks to get a credit decision or use the card. It normally requires a A subreddit for discussing credit cards. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on I was in a somewhat similar situation and got approved a few years ago. You can also try pre-approval checkers on individual lenders' pages, but those are typically less predictive than a crowd-sourced human estimate (especially when it What are my odds for an approval on a CSP? Oldest credit age: 1yr 11 months, less than 1 month to 2yrs of oldest credit age Experian: 743 Income: 32k You've managed your relationship with Chase's credit card correctly in the past 11 months. Here is my accounts. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered What are Credit Karma Approval Odds? When you’re logged into the Credit Karma app and searching for a new credit card, you might notice a star with a check mark directly below each card image. 2019), 13th statement will be on the 28th A subreddit for discussing credit cards. Similar credit score. Total Accounts probably 27? Oldest credit card age 7y7m. Looking for some stability in cash back categories as Discover's is always rotating. The chances for approval seem very high since she is part of their preferred rewards program and one of things they look at is your assets and if you have a current relationship with them. I also have a Your Best Buy® Credit Card approval odds are good if you have a credit score of 700+, which is considered good credit. Listing your history, existing cards with ages and limits, income, FICO8, and the card you want to apply for. What are my odds of getting approval for Venture X? Thanks for the help! EDIT: To add other details - 0 missed payments. Should be instant approval. Personal income $40k. Credit card approval odds for millennials vary based on the card they opt for. 0 @603 Experian FICO 8 @582. Started with $60 and slowly but gradually have been contributing and I’m sitting at $1k. I currently have the Discover IT Student Cashback card. I recently was in a similar situation to you and was approved for the CIC but I had a 2-year-old business with 10k+ in revenue. com. Stats: Current cards: Target Red Card (Authorized User 2. I’m 24 y/o, only had one other credit for also about 6 months before applying. I had issues getting my first freedom and applied recently and was auto approved for the CSP. com Credit Card Learning Center; How to Lower Your Credit Card Interest Rates; 6 Smart Credit Card Strategies; Image: iStock Approval odds for Max Cash Preferred through Elan are probably better than for Cash Plus through US Bank. My credit history is 11 months (about to be a year in August), my FICO score is 771, 2% utilization, Oldest credit card account age with you as primary name on the account: 13 years, 7 months Number of personal credit cards approved for in the past 6 months: 1 Number of personal credit cards approved for in the past 12 months: 1 Number of personal credit cards approved for in the past 24 months: 2 Annual income $: 115k CATEGORIES Hi, I would like to find out what my chances are for the Bilt Card (just applied and got approved for the Chase United Explorer Card a week ago). Our roundup of instant approval credit cards that offer What do you think my chances of approval are? * Current credit cards: Local college credit union card ($2000, May 2017), Apple Card ($3000, * Number of personal credit cards approved for in the past 12 months: 0 * Number of personal credit cards approved for in the past 24 months: 0 * Annual income $: $50,000 It would definitely be a gamble. Discover It, Opened in 2017. I have had a Chase Freedom Unlimited for 8 months now, it was my first credit card with no credit score and no credit history at all. Secondly your credit history is less than a year old. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on . Current cards: Amex Personal Gold Card (Charge Card, October 2022) Chase Sapphire Preferred ($5000, June 2023) A subreddit for discussing credit cards. We are proud to team up with Wells Fargo Bank, N. While your income might be on the lower side, it shouldn't be an issue for the CSP. I was wondering how accurate is the pre-approval option and what are my odds to get approved for the Savor One card? I currently have 4 credit cards -Navy Fed Cash Rewards -Discover It -Citi Costco -Chase SP All my cards have perfect payment history! My current credit scores are: -TU Current cards: *Discover student cash back $500 limit, September 8 2021 *Apple Card $1500 limit, December 6 2021 TU: 705 EQU: 711 EXP: 705 (According It showed my approval odds for the Amex gold and is was good but the for the Amex platinum it was outstanding. these first 3 you should never close. i have stable income so what can i do for them to approve me? For example, a credit card approval odds calculator might suggest that, based on your credit score and income, you have an 80% chance of getting approved for a credit card. My first Citi card. Venture) and then applied. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, IMO, I would wait until September or October to be 0/6, to optimize my odds of getting approved. Edit: Due to your low credit limits, especially your existing one with Chase, there is a chance that Chase does not want to give you an additional I have also heard that having a relationship with chase, whether that be other cards or a bank account can even improve the odds of approval. Discover It Student approval odds? Current cards: (list cards, limits, opening date) Capital One Journey Student Visa, $300, June 2020 FICO Score: 658 that might have been why you were only approved for the secured card since that is the card under that category. Current cards: (list cards, limits, opening date) Deserve EDU, $3,000, 8/2021. You could do some more research on profiles that have been approved for the card and start to formulate your own approval odds based on those data points. Debating on accepting a “pre-approved” offer through my chase banking app for a sapphire preferred. S. For the record my transunion is at 724, my equifax is at 691, my Experian is at at 645, my fico score 9 (from Wells Fargo) is at 653 and my fico score 8 (from Affirm is a more simple, transparent and consumer-friendly alternative to credit cards. The Capital One Pre-Approval tool shows that I’m pre-approved for the Quicksilver Rewards, Venture One Rewards, SavorOne Rewards, Venture Rewards, Savor Rewards, and the Platinum Mastercard Two concerns: your credit limits on your existing cards are pretty low, and CSP has a minimum credit limit of $5k. I do not have an existing banking relationship with Wells Fargo. The banker may get a message that you’ve been preapproved (this Current cards: Amex BCP | $2,000 DiscoverIt | $500 FICO Score: 710 Experian, 702 Equifax Oldest account age: 7 months Chase 5/24 status: 2/24 I Current cards: cap 1 plat $300 and Nfcu cashRewards $2k. you should have minimum of 3 credit card. Next to the star, you’ll see I'm interested in a travel credit card, but figure my odds of being approved for a real travel card are low, so the freedom flex seems like the next best option with good cash back (especially on travel booked thru Chase). You can use their mobile banking app if she already has an offer available or apply online. r/CreditCards. My info: Credit score: 745 (equifax) 730 (transunion) Income: 100k (combined with partner) Cards: BofA customized rewards approved in May 2021 ($1500) Amex BCP approved in June 2022 ($8000) What do you guys think? CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. According to credit karma Discover it (feb 2018) CFF (sep 2020) Income ~ 14k (I don't rememeber exactly pt time retail while a student) By learning the reason for your denial, you can then take targeted steps to remedy the problem and increase your chance of being approved the next time. A. I found velocity restrictions for Citi cards, but not for cards from other issuers. I want to grab Bilt Card but I am worried about denial. If you do, with a limit similar to or just under what you currently have with Discover. If you can, consider opening a relationship with them in branch. Apple Card, $2,000, 8/2022 Only other Chase card I might consider before my 5/24 is up is the World of Hyatt card (which I might not look at until early 2024). Hi, I would like to find out what my chances are for the Bilt Card (just applied and got approved for the Chase United Explorer Card a week ago). We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more. Creditcards. Ensure your credit limit between your CSP and CFF is below 50% of your income as Chase extends at most 50% of your income across all cards combined. It sounds like you may have been on the fence with that based on the age of your revolver at the time you applied, so their decision does make sense. I plan on downgrading it to the double cash once the first year is up since it doesn’t make sense for me. As a loyal client and valued cardholder you can enjoy convenient financing with competitive and By comparing your existing credit against these recommended scores, you can help to prevent unnecessary hard credit checks from hurting Try our credit card eligibility checker and discover which cards you’re eligible for without harming your credit score. use cardmatch tool. Easy and free to use. 0 score is 726. This means millennials have high approval odds for credit cards for people with fair credit. I saw a targeted welcome bonus for the Venture card in the pre-approval tool and I use a different card for travel protections, so I got Venture instead of Venture X. Current Cards: - Amazon Prime: Opened 2018 - Discover It: Opened 2019 - Chase Freedom Unlimited: Opened Feb 7, 2023 Income: $150,000 Credit Score: 805 (TransUnion) Chase 5/24 Status: 1/24 The OpenSky® Secured Visa® Credit Card is a rarity even among secured credit cards, in that it allows you to qualify without a bank account or any kind of credit check. fansga ntmiwi iggzrv zlerddqj msrnrc zzyb kmcnymr riarh gcs ydwa yycnx avrp eyipd evqak hfrwys